No Monthly Maintenance Fees¹
We don’t charge monthly maintenance fees1 so you can save money while earning more.
High-Yield. High Rewards.
Grow Your Money with a High Yield Savings Account
With our High Yield Savings Account, you’ll reach your goals sooner while earning more than a traditional savings account. Enjoy a competitive 3.75% APY*, that’s compounded daily and paid monthly! It’s a more flexible way to grow your savings.
140+ Years of Secure Banking You Can Trust
Easy Access to Money 24/7/365
Whether you're depositing money or withdrawing cash, easily transfer money to and from your High Yield Savings Account.
FDIC insured up to $250,000
Trusted Community Bank since 1885 and FDIC-insured security up to $250,000.
Build Your Wealth Without Locking Up Your Cash
Top Notch Savings Rates
All the Perks of a High Yield Savings Account
- No Monthly Maintenance Fees with e-Statements¹.
- Competitive 3.75% APY* - Compounded Daily, Paid Monthly
- 24/7 Access to Your Funds
- Easy Transfers Between Accounts or External Banks
- Automatic Deposits to Stay on Track with Your Goals
- FDIC Insured Up to $250,000 Per Depositor
- Mobile Check Deposits Available Through Our App
What Our Customers Are Saying
"Great bank! Friendly, helpful, and everything you need to make banking easy."
Thomas D. | Google Review
"I've used this bank for 15 years and never had a single issue. I refuse to bank anywhere else."
Kim A. | Google Review
"Great customer service! They were wonderful in setting up my accounts today and also very quickly. All very friendly, glad I made the decision to switch banks !"
Taylor B. | Google Review
"Great customer service and always friendly tellers. Love my hometown bank!!"
Santa C. | Google Review
FAQs - Everything You Need To Know About High Yield Savings
What is a High Yield Savings Account?
A High-Yield Savings Account is a type of savings account that pays a higher variable interest rate than a standard savings account. It’s designed to help you grow your balance faster while still giving you easy access to your money.
What is the minimum deposit required for the account?
There is a $25 minimum deposit required to open a High Yield Savings Account, with no minimum balance to earn the APY.
How will my interest be calculated and paid?
Your interest compounds every day and is credited to your account monthly, so your money works harder and your earnings are maximized.
Is direct deposit required to earn the highest APY on High Yield Savings Account?
No direct deposit requirements to earn the highest APY on your account.
Is my deposit insured?
Yes! Your money is FDIC insured up to $250,000, ensuring complete security.
Have More Questions?
1 Accounts include free e-statements. A paper statement fee of $2 will be assessed for accounts not selecting e-statements.
* Advertised Annual Percentage Yield (APY) for the Community Savings High-Yield Savings Account is variable and may change after account opening, applies to personal accounts only, and is accurate as of 11/10/2025. Fees could reduce earnings. There is a $25 minimum deposit required to open an account, with no minimum balance to earn the APY.
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